[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.mipem.cz\/investice\/#Article","mainEntityOfPage":"https:\/\/www.mipem.cz\/investice\/","headline":"Investice","name":"Investice","description":"Co jsou finance? Jsou to hmotn\u00fd kovov\u00e9 a pap\u00edrov\u00e9 pen\u00edze. Ale finance mohou m\u00edt n\u011bkolika druh\u016f skupin. A jak\u00e9? Tak finance, jak u\u017e jsem psala. M\u016f\u017eete m\u00edt hmotn\u00e9 a samoz\u0159ejm\u011b i nehmotn\u00e9, proto\u017ee ty nehmotn\u00e9 pen\u00edze m\u00e1te nap\u0159\u00edklad na \u00fa\u010dtu. Tak\u00e9 mohou b\u00fdt finance, pokud jste n\u011b\u010d\u00edm vlastn\u00edkem \u010di spolumajitel. Nap\u0159\u00edklad hmotn\u00e9 pen\u00edze, kdy\u017e budete ... <a href=\"https:\/\/www.mipem.cz\/investice\/\" class=\"more-link\">P\u0159e\u010d\u00edst<span class=\"screen-reader-text\"> \"Investice\"<\/span> &raquo;<\/a>","datePublished":"2022-01-23","dateModified":"2023-05-26","author":{"@type":"Person","@id":"https:\/\/www.mipem.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.mipem.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/1fd5b20daa9a47a1102459a7c733d369075d8cc724ab489feb8ed72c657d346e?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/1fd5b20daa9a47a1102459a7c733d369075d8cc724ab489feb8ed72c657d346e?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"mipem.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.mipem.cz\/wp-content\/uploads\/calculator-1044172_960_720_1.jpg","url":"https:\/\/www.mipem.cz\/wp-content\/uploads\/calculator-1044172_960_720_1.jpg","height":0,"width":0},"url":"https:\/\/www.mipem.cz\/investice\/","about":["Finance"],"wordCount":429,"articleBody":"Co jsou finance? Jsou to hmotn\u00fd kovov\u00e9 a pap\u00edrov\u00e9 pen\u00edze. Ale finance mohou m\u00edt n\u011bkolika druh\u016f skupin. A jak\u00e9? Tak finance, jak u\u017e jsem psala. M\u016f\u017eete m\u00edt hmotn\u00e9 a samoz\u0159ejm\u011b i nehmotn\u00e9, proto\u017ee ty nehmotn\u00e9 pen\u00edze m\u00e1te nap\u0159\u00edklad na \u00fa\u010dtu. Tak\u00e9 mohou b\u00fdt finance, pokud jste n\u011b\u010d\u00edm vlastn\u00edkem \u010di spolumajitel. Nap\u0159\u00edklad hmotn\u00e9 pen\u00edze, kdy\u017e budete m\u00edt v\u00a0ruce, tak maj\u00ed jednu a tu samou hodnotu. Nijak se nenavy\u0161uje, ale kdy\u017e byste m\u011bli nap\u0159\u00edklad rodinn\u00fd d\u016fm, tak jeho hodnota je moment\u00e1ln\u011b na 4\u00a0000\u00a0000 K\u010d, ale za p\u00e1r let rodinn\u00fd d\u016fm m\u016f\u017ee vy\u0161plhat a\u017e na 8\u00a0000\u00a0000 K\u010d a ono tomu v\u00e1\u017en\u011b je. Proto\u017ee finance m\u016f\u017eete d\u00e1t jako investici a t\u00edm p\u00e1dem v\u00e1m to nevezme inflace. Kde\u017eto finance na \u00fa\u010dtu, kter\u00fdmi plat\u00edte ka\u017ed\u00fd den, tak je v\u00e1m vezme inflace, proto\u017ee se extr\u00e9mn\u011b moment\u00e1ln\u011b zdra\u017euje. Co si o tom mysl\u00edte vy? Popravd\u011b finance jsem pro m\u011b mal\u00fdm kon\u00ed\u010dkem. Proto\u017ee s\u00a0p\u0159\u00edtelem nem\u00e1me a\u017e tak skv\u011bl\u00e9 platy a ke v\u0161emu dv\u011b ko\u010di\u010dky. Nepo\u010d\u00edt\u00e1me ka\u017edou korunu, ale taky se sna\u017e\u00edme uva\u017eovat. Bohu\u017eel v\u00a0t\u00e9to dob\u011b je obt\u00ed\u017en\u00e9 si po\u0159\u00eddit n\u011bco vlastn\u00edho, abychom z\u00edskali v\u011bt\u0161\u00ed zisk. Tak se sna\u017e\u00edme aspo\u0148 d\u00e1vat n\u011bjakou tis\u00edc korun bokem. Ano i jedna tis\u00edcovka m\u011bs\u00ed\u010dn\u011b se hod\u00ed, proto\u017ee nikdy nev\u00edte, co m\u016f\u017ee p\u0159ij\u00edt. Extr\u00e9mn\u00ed zdra\u017eov\u00e1n\u00ed energii, zvednut\u00ed n\u00e1jmu, zvednut\u00ed potravin \u010di nafty. Tato doba je s\u00a0t\u011bmito platy na trhu obt\u00ed\u017en\u00e1. A je\u0161t\u011b ke v\u0161emu je hrozn\u00e9, \u017ee ka\u017ed\u00e1 pr\u00e1ce m\u00e1 jin\u00fd plat. Nev\u011b\u0159ili byste, ale mana\u017eer v\u00a0\u010dist\u00e9m vyd\u011bl\u00e1v\u00e1 cca 28\u00a0000 k\u010d a jenom pouh\u00e1 prodava\u010dka spodn\u00edho pr\u00e1dla m\u00e1 34\u00a0000 k\u010d. Je to f\u00e9r? P\u0159ijde mi to zaj\u00edmav\u00e9, \u017ee ve skute\u010dnosti nepot\u0159ebujete n\u011bjak\u00e9 studium, proto\u017ee i s\u00a0u\u010debn\u00edm oborem se dok\u00e1\u017eete uchytit na hezk\u00e9 pen\u00edze. Pokud chcete \u0161et\u0159it d\u00e1vejte si pro jistotu bokem, proto\u017ee nikdo nev\u00ed, co n\u00e1s \u010dek\u00e1. P\u0159ijdeme o pravideln\u00fd p\u0159\u00edjem a co bychom pak d\u011blali? Z\u00a0n\u011b\u010deho to v\u0161e mus\u00edme zaplatit. A proto je d\u016fle\u017eit\u00e9 si rychle naj\u00edt n\u011bjakou pr\u00e1ci.                                                                                                                                                                                                                                                                                                                                                                                                 "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Investice","item":"https:\/\/www.mipem.cz\/investice\/#breadcrumbitem"}]}]